Oh, and not to put any pressure on you, but, according to a 2008 research study done by Steve Shapiro and the Opinion Corporation of Princeton, NJ, 45 percent of Americans usually set New Year’s Resolutions and 17 percent infrequently set them. Only 38 percent absolutely never set resolutions.

So if you’re on the fence about whether you’re going to incarnate your intention to lose weight, exercise more, write your book, build up your web business or expand your operations overseas, I’ve rounded up a few very smart authors of new books to help. Here’s what they had to say about New Year’s resolutions, and all that they entail: To read the rest of this article see my column at Web Worker Daily

My husband and are facing a downsizing.  We sold the house we’ve owned for the past 12 years and are moving to a rental.  Were we forced to sell our house in a fit of foreclosure? No.  But like many of our fellow citizens we were swept up in the irrational enthusiasm of leveraged real estate investments and a mortgage that looked liked it was too good to be true – and it was. Read the rest of this article on my Huffington Post blog